The Business Research Company’s 2026 market reports combine market attractiveness scoring, total addressable market sizing, company benchmarking matrices, interactive Excel dashboards, deeper supply chain intelligence, emerging startup tracking, and granular product-level insights to deliver research that is more actionable and strategically valuable.
Peer-To-Peer (P2P) Crowdfunding Market Size Review: What Shaped Past Growth And What Will Drive Future Expansion?
The peer-to-peer (p2p) crowdfunding market size has seen substantial growth over recent years. It is anticipated to expand from $10.06 billion in 2025 to $11.43 billion in 2026, exhibiting a compound annual growth rate (CAGR) of 13.6%. This historical development can be attributed to elements such as the increased spread of internet-based fundraising, the flourishing of startup ecosystems, heightened participation from retail investors, the growing appeal of online platforms, and enhanced access to digital payment solutions.
The peer-to-peer (p2p) crowdfunding market is set to experience significant expansion over the next few years, with its size projected to reach $18.85 billion by 2030, exhibiting a compound annual growth rate (CAGR) of 13.3%. This anticipated growth during the forecast period is driven by increasing regulatory support for crowdfunding, a rising demand for alternative financing sources, the expansion of community-driven investments, the growing adoption of blockchain-enabled platforms, and a heightened focus on trust and transparency. Key trends identified for this period include the increasing adoption of equity-based crowdfunding models, the rising use of digital fundraising platforms, the growing integration of AI-based campaign matching, the expansion of social impact crowdfunding, and an enhanced focus on transparent fund utilization.
Access Free Sample Pages From The Peer-To-Peer (P2P) Crowdfunding Market Report 2026:
Understanding The Main Driver Of The Peer-To-Peer (P2P) Crowdfunding Market
The peer-to-peer (P2P) crowdfunding market is projected to expand due to the increasing integration of digital payment systems. These systems refer to electronic methods for transferring money and conducting financial transactions using internet-enabled platforms and devices. The growing use of digital payment systems is fueled by rising smartphone penetration, which grants easier access to mobile wallets and digital banking applications. Digital payment systems bolster P2P crowdfunding by enabling quick, secure, and smooth transfers between donors and recipients. They also minimize transaction costs and cultivate trust through transparent, real-time, and trackable payment processes. For example, according to the European Central Bank in January 2024, the number of contactless card payments in the first half of 2023 saw a 24.3% increase from 20.9 billion in the first half of 2022, with the corresponding total value climbing by 25.9% to $545.27 billion. Therefore, the expanding adoption of digital payment systems is propelling the growth of the peer-to-peer (P2P) crowdfunding market.
Peer-To-Peer (P2P) Crowdfunding Market Segment Mapping For 2026 And Beyond
The peer-to-peer (p2p) crowdfunding market covered in this report is segmented –
1) By Investment Type: Equity Crowdfunding, Debt Crowdfunding, Reward-Based Crowdfunding, Donation-Based Crowdfunding
2) By Platform Type: Online Platforms, Offline Platforms
3) By Project Type: Startups, Small And Medium Enterprises (SMEs), Social Projects, Nonprofits
4) By Application: Individuals, Businesses, Other Applications
5) By Industry Vertical: Technology, Healthcare, Real Estate, Entertainment, Energy
Subsegments:
1) By Equity Crowdfunding: Startup Equity, Real Estate Equity, Community Shares, Convertible Notes
2) By Debt Crowdfunding: Peer-To-Peer Personal Loans, Peer-To-Peer Business Loans, Invoice Financing, Property Lending
3) By Reward-Based Crowdfunding: Product Pre-Sales, Membership Access, Event Tickets, Digital Downloads
4) By Donation-Based Crowdfunding: Medical Emergency, Disaster Relief, Education Support, Nonprofit Campaigns
What Key Trend Is Expected To Shape The Peer-To-Peer (P2P) Crowdfunding Market Over The Forecast Period?
Leading companies in the peer-to-peer crowdfunding market are focusing on creating advanced solutions, such as decentralized finance platforms, to enable secure, direct transactions between funders and recipients. A decentralized finance (DeFi) platform operates as a blockchain-powered system, allowing users to conduct financial activities without needing banks or other intermediaries. It utilizes smart contracts to deliver secure, transparent, and automated services like lending, borrowing, and investing. For example, in December 2024, Definder Global, a UK-based decentralized finance company, launched a peer-to-peer lending platform. This platform incorporates blockchain smart contracts to directly connect investors with businesses, facilitating faster, more transparent, and cost-effective lending. It has successfully raised over $235,000 for real-world asset projects, showcasing how smart contract infrastructure supports efficient, secure, and accessible peer-to-peer crowdfunding.
Peer-To-Peer (P2P) Crowdfunding Market Major Players And Industry Competition Overview
Major companies operating in the peer-to-peer (p2p) crowdfunding market are GoFundMe Inc., OneCause Inc., Givebutter Inc., StartEngine, Indiegogo, JustGiving, RaiseNow AG, Donorbox LLC, Tiltify Inc., FundRazr Inc., Mightycause Corporation, Donately Corporation, CanadaHelps.org, Chuffed.org, GiveWP, CiviCRM LLC, Fundly Inc., CauseVox Inc., Give Lively LLC, Handbid Inc., CharityEngine Inc.
Full Peer-To-Peer (P2P) Crowdfunding Market Report: Market Size, Trends, Segments And Key Players:
Peer-To-Peer (P2P) Crowdfunding Market Geographic Segmentation: Regions Covered In The Report
North America was the largest region in the peer-to-peer (P2P) crowdfunding market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the peer-to-peer (p2p) crowdfunding market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.
Reach Out To Our Team:
The Business Research Company: https://www.thebusinessresearchcompany.com/
Americas: +1 310-496-7795
Asia: +44 7882 955267 & +91 8897263534
Europe: +44 7882 955267
Email us at: marketing@tbrc.info
Follow us on:
LinkedIn: https://in.linkedin.com/company/the-business-research-company
YouTube: https://www.youtube.com/channel/UC24_fI0rV8cR5DxlCpgmyFQ
Global Market Model: https://www.thebusinessresearchcompany.com/global-market-model
Wasay has over a decade of experience in market research, data modelling, and analytics, with prior experience at GlobalData and Decision Tree Consulting Services. At The Business Research Company , he leads research operations across syndicated studies, customized consulting engagements, and the Global Market Model platform. His professional experience includes supporting organizations such as Boston Consulting Group, KPMG, and Ernst & Young. Wasay holds a degree in Electronics and Communications Engineering, postgraduate management qualifications from International Management Institute Belgium and Indian School of Business and Entrepreneurship, and completed the Integrated Program in Business Analytics from Indian Institute of Management Indore.
